Fast Money Car Title Loans offers the loans with the lowest interest rates in the country. If you need money fast, fill out our online application form to see if you qualify. Our company has served Iowa for over twelve years, offering the best value in car title loans, with reasonable rates, excellent customer service, and manageable payment options. Our loan process is fast and simple, so you will know right away if you qualify.
A Loan When You Need it the Most
If you’re tired of waiting weeks at a time for a loan approval from banks or credit unions and you’re looking for a loan option that doesn’t rely on a high credit score, then contact us today.
Applying is as simple as filling out our online form. Your information will be reviewed immediately. If you qualify for a loan, a lender will contact you and request more information on your vehicle, such as the VIN number, mileage, and images of each side of your vehicle. Once you’ve been approved for a loan, you’ll receive your payment within twenty-four hours, it’s that simple.
How We Work
When you apply for a loan, a high credit rating is always one of the main factors that will determine if you qualify. At Premium Car Title Loans, you will not be turned away just because you have a low credit score. We will determine eligibility solely on the condition of your vehicle.
A car title loan is a type of personal secured loan. Your vehicle will be used as collateral. The loan amount you will receive will be based on the value of your vehicle. If you’re approved for a loan you will hand over the title of your vehicle, but you will still be able to use and drive your vehicle as you pay off your loan.
During the loan application process, we will assess the condition of your car based on:
- Condition of your vehicle
Newer vehicles will often result in a higher loan amount. If you have a vehicle that was manufactured in 2000 and up, you can qualify for a higher loan amount.
How You Can Qualify
We offer the lowest interest rates in Iowa. Your credit score is not a determining factor. However, we do have some criteria that you must meet in order to qualify.
- Employment or proof of monthly income source
- Free and clear car title
- Iowa issued driver’s license or identification
Need Money Fast? We Can Help
When an emergency strikes and you’re days away from payday, we offer the best solution and the fastest loan processing time out of any car title loan company in Iowa.
Your loan can be used to:
- Supplement your income until payday
- Buy groceries
- Medical care
- Repair your home or vehicle
- Pay an unexpected bill
When you’re dealing with an emergency, you won’t have time to visit your local bank or credit union, then wait several days to learn whether or not you’ve been approved. We know that a fast loan approval is crucial. If you want cash in twenty-four hours or less, then let us help. At Premium Car Title Loans we’ll let you know immediately whether or not you qualify for a loan. When time is of the essence, you need to go with a company that understands the importance of a speedy loan process.
Choose your city from the list below to find your best offer in IA
- Battle Creek
- Cedar Falls
- Cedar Rapids
- Center Point
- Coon Rapids
- Council Bluffs
- Des Moines
- Fort Dodge
- Garden Grove
- Iowa City
- Sioux City
- West Bend
- West Chester
- West Des Moines
Contact Us Today
Applying for a loan simple. To start, fill out our online loan application, which will ask a few simple questions. Once a lender reviews your application they will contact you immediately to discuss what additional information is needed in order to start the loan process right away. It’s that simple.