Get Cash Fast.

Apply Now & Borrow Up To 50% Of The Value Of Your Car When You Qualify.

Once you’re approved for a loan, you’ll give the lender the title to your car and you simply continue driving your car. Loan terms are typically between 30-60 days but they can be up to a year.

GET CASH FAST

Apply Now & Borrow Up To 50% Of The Value Of Your Car When You Qualify.

Once you’re approved for a loan, you’ll give the lender the title to your car and you simply continue driving your car. Loan terms are typically between 30-60 days but they can be up to a year.

1.

APPLY

You can apply for free online or over the phone 7 days a week.

2.

GET APPROVED

Our agents will verify your information with a hassle-free experience.

3.

GET YOUR MONEY

Qualified customers typically receive their funds in as little as one business day.

1.

APPLY

You can apply for free online or over the phone 7 days a week.

2.

GET APPROVED

Our agents will verify your information with a hassle-free experience.

3.

GET YOUR MONEY

Qualified customers typically receive their funds in as little as one business day.

What Is A Car Title Loan?

A car title loan is a loan for a small amount of money and for a short time.

To get a car title loan, you give the lender the title to your vehicle—for example, your car, truck or motorcycle or RV. You also pay the lender a fee to borrow the money. You usually have to repay the loan in 30 days. You need to have equity in your car. Many lenders require that you own the car free and clear, meaning you don’t have a loan outstanding on the car.

Once you’re approved for a loan, you’ll give the lender the title to your car and you simply continue driving your car. Loan terms are typically between 30-60 days but they can be up to a year.

Most title loans can be acquired within 24 hours or less depending on the size of the loan and most lenders typically do not check the credit history of borrowers and only consider the value and condition of the vehicle that is being used to secure it.

How Your Car Is Valued

There are 5 main things the title lender needs to know on the car itself. If you know the VIN number of your car, this will make it much easier and much more accurate to get the correct value.

Year

Make

Model

Miles

Extras

What You Need To Be Approved

When you get ready to get your money you MAY need the following:

  • Govt. issued photo ID
  • Free and Clean Title
  • Three references not related to you
  • Insurance (some states require this but not all)
  • Social Security Card (or a Document on which your name and SSN both are listed)
  • Pictures of your car (all 4 sides including VIN and Odometer)

We can help you with the above if you don’t have what they need. We may be able to get exceptions you do not because of our experience.

The lender will ask you to sign a loan agreement with them. They will also verify the condition of your vehicle and odometer. They will also be placed as a lien holder on the title until the vehicle title loan is paid off.

Fast Money Car Title Loans in Parkland

Cash is a simple form and a few minutes away.

Typically, when in a financial bind, people hurry to sell their assets – their bikes, jewelry, and cars. But, selling assets can take a long time. There’s an easier way to get cash quickly without giving up your treasured possessions: Car Title Loans.

When you think of “loans,” you may think of a long, bureaucratic process at your local bank. But auto title loans skip the traditional banks altogether, and you don’t need to worry about your credit score, either. Pairing you with a lender local to Parkland, Fast Money Car Title Loans will get you cash quickly: up to 50% of the value of your car in as little as one business day. You don’t even have to leave the comfort of your home to apply – fill out our application form now, and one of our title loan specialists will walk you through the process.

 

What is an Auto Title Loan?

If you own a car, you own value that you can exchange for a cash loan. A car title loan is when you give your car’s title to a lender in exchange for cash. While the lender will then “own” your car because they then own the car’s title, you’ll still get to drive and keep the car itself – which means you get cash quickly without actually giving up your asset. Highly regarded for its ease and speed, auto title loans are a popular, trusted way to get cash when you’re in a bind. Online title loans are easier than ever to access thanks to our easy application. 

Title loans can be up to 50% of your car’s equity value, and can be acquired in as little as 24 hours. Apply for free online, or call Fast Money Car Title Loans Parkland. We’re available seven days a week – because we know that when you need money now, you don’t have time to spare. 

 

How Much May I Borrow with an Car Title Loan?

The amount of cash you can borrow from a lender for your car title loan depends upon two factors: your car’s equity value, and how quickly you can repay the loan. We determine your car’s value based on its year, make, model, mileage, and other miscellaneous factors, such as the car’s condition, the size of the engine, and any extra bells and whistles (such as leather seats or a sunroof). We then work with you to understand your ability to repay the loan, and will make an offer depending on these factors. In some cases, the cash offer is typically up to 50% of your car’s equity value.

 

Why Choose an Auto Title Loan from Fast Money Car Title Loans?

With over 5 years of experience, Fast Money Car Title Loans is the largest most trusted Nationwide Auto title loan referral provider. We’ve worked with countless clients and lenders to streamline every step of the process. Our experience aids us in making the proper loan amount recommendations, and our team of certified experts is always available to answer every question you have. We know that the decision to take out a title loan is a big one, and work hard to make it as easy as possible, getting you cash in as little as one business day. You also don’t have to hop in the car to come into our any office. Simply fill out the easy application to get started, and give us a call if you run into any questions. Financial relief is closer than you think. 

 

Qualifying for a Parkland Title Loan

There are a few qualifications necessary to take out a title loan in Parkland, but let’s first talk about what you don’t need:

  • You don’t need a good credit score, or any credit score, for that matter.
  • You don’t need to give up full use of your car once the title loan goes through.

 

What you do need:

  • To have the car paid in full, or almost in full. If you own the car outright, great! If you’ve been financing a newer car, you can take out a title loan only if you’re on your last few months of payment — but the qualifications here differ depending on your situation. When in doubt, call us, and we’ll work through it with you. 
  • In the state of Florida, you do need a bank account to take out an auto title loan. But that’s okay – you can just deposit the cash into your bank! 
  • To have some type of income. This doesn’t mean you need to have a full-time job, or even a part-time one at that: you can be an entrepreneur that brings in some revenue here and there. You can even be retired! We just want to see that you’ll be able to make your monthly payments on your loan. 
  • For the title to be in your name. You can’t give up your car’s title as collateral for a loan in your name if the title itself is not in your name.

 

Other qualifications are part of the standard approval process. We’ll ask for you to have the following ready, but we may not need all of it:

  • Government-issued ID
  • The original copy of your car’s title
  • Social security card
  • Insurance
  • Pictures of all four sides of your car, then pictures of your odometer (to confirm mileage) and VIN (Vehicle Identification Number). The VIN is important for determining your car’s value. To find your VIN, simply look at where your vehicle’s dashboard meets the windshield on the driver’s side. If it’s not there, it may be where the driver’s door latches where it closes. Open the door and assess the side of it. You may also locate the VIN on the vehicle registration card
  • Three references who aren’t related to you

 

Get up to $50,000* with an Auto Title Loan

Some of our lenders have received as much as $50,000 cash in just a few hours because of the equity value of their car. By this time tomorrow (or even tonight), you could be in the same position and taking home a similar amount, depending upon your car’s equity value. We know how stressful it is to feel strapped financially, and taking out an auto title loan is one of the most flexible ways to get money quickly. By using your car’s title as collateral, you’ll drive away in your own car with a stack of cash and simple terms for paying off your loan. You may worry about your credit score, if it’s low or nonexistent. But, since your loan amount is dependent on 50% of your car’s equity value and your payment terms, your credit score won’t matter as much as it would if you were taking out a different type of loan.

 

When a Vehicle Collateral Loan is Ideal in Parkland

Various situations can lead you into a financial bind – from medical bills to unexpected expenses from accidents and storms. Maybe your business went under, your dog needed unexpected surgery, or maybe you simply need to make the down payment for your child’s dream school. For whatever reason you need money, the quickest and easiest way to get short term financing is to take out an auto title loan at Fast Money Car Title Loans in Parkland. Some of our clients receive cash in as little as thirty minutes. The process is easy and straightforward: fill out the form on the homepage to apply for free now, or reach us by phone all seven days of the week – because we know financial binds can’t wait. 

 

Leading Parkland Title Loan Specialists

Our auto title specialists have seen it all before: various financial situations, loan terms, and car values. We’ll work with you over the phone or in person (up to you!) to help you navigate the loan process swiftly and efficiently. Because of our years of experience, we’ll have the answers to all of your questions, and ensure you have all the information you need in navigating your car title loan.

 

Fast Money Car Title Loans Help You Access $1,000 Or More

Praised as the easiest way to unlock short term financing, at least $1,000 can be in your pocket by tonight by taking out a car title loan. You’ll sign a loan agreement with your lender once you agree to applicable terms, hand over your title, and get to keep your car as you recoup your finances. Many people in financial binds need to keep their cars to pick up their kids from school or make it into work everyday – by giving up your car’s title as collateral, you’ll still be able to move freely about Parkland as you make your monthly payments and pay back the loan. 

 

Auto Title Loans Or Payday Loans?

Taking out an auto title loan can be easier than doing a payday loan. While both are certainly options when you’re in a financial bind, payday loans are taken out when you borrow a certain amount from a lender, and write them a check for that exact amount for a later date – usually 14 days later. You work with the lender to decide upon a finance fee or interest rate, and incorporate that into the check amount. 

 

Interest rates for payday loans are typically dependent on your credit score, which means your interest rates could be astronomical if you have low or no credit. Because your credit score doesn’t matter nearly as much for auto title loans, chances are that your interest rates will be lower. 

 

Paying off the Car Title Loan Parkland

Because auto title loans are the preferred option for short-term financing, it’s important to know that the loans typically need to be paid off within 30 days. But, that’s usually enough time to get you back on your feet after an unexpected financial catastrophe. Interest rates on your loans will differ, but we’ve seen an average interest rate of 96% compounded daily. The sooner you pay off your loan, the less interest you’ll owe.

 

Not Available in All States

Due to certain lending laws, Car Title Loans are not available in all 50 states.

Frequently Asked Questions

Home Page Accordion

Your first step will be simple. Fill out our pre-approval web form in minutes and we’ll respond right away to let you know whether or not you qualify. Lenders will require you to fill out a full application if you pass the pre-approval application process. The pre-approval form is very simple and consists of a few questions regarding some basic information about your vehicle. Once we’ve received this information, we will be able to choose the right lender for you, based on your qualifications. Some lenders may also provide information concerning your loan value. This information will help you determine if you want to proceed with the loan or search for a different lender. This information is totally confidential and will be between you and the lender only. If you decide to proceed with the loan, you will pay the lender directly. Your payments will not go through us.
Car title loans are based on the value of a person’s vehicle. The applicant will apply for the loan, providing information concerning their vehicle and they will receive a loan based on their vehicle’s value. In exchange for the loan, the vehicle owner will need to hand over their car title as collateral. This type of loan is a great option for people with bad credit, those in need of money fast, and anyone who has been turned down for a traditional loan.
The qualifications for a car title loan may vary from lender or lender and can even be dependent on the state in which you reside. On average, most lenders will require a valid driver’s license or state issued government ID card. You must also provide a free and clear car title, three personal references, proof of insurance, and a copy of your social security card. Some lenders may also require applicants to have a checking account.
Unfortunately, you cannot. You can only apply for one loan, on one of your vehicles. If you’re married and the title of your vehicle is in your name and your spouse’s, then each person can get a separate loan.
Most lenders will offer loans for cars, trucks, and SUVs only. Some cities in California, Texas, and Florida will also offer motorcycle title loans, however, this is rare. If you have a motorcycle and you’re not sure if a car title loan company in your state will offer this type of loan, contact us today to learn more.
Yes. If you’re moving out of state or traveling, then you must sign the paperwork for the state in which you reside.
In some cases, yes. The majority of lenders we work with may accept your car title loan if the vehicle is almost paid off. This will vary from lender to lender.
No. The loan amount will be based on the value of your vehicle, not your credit score. So even if you’re in debt, have poor credit, or have had a bankruptcy in the past, you will still qualify for a loan.
Some lenders may run a credit check to see if you’re actively in bankruptcy or have had a bankruptcy in the past. However, this will not hurt your chances of being approved for a loan.
Some lenders can charge as little as 52% a year, while other loans can fall into the 200-300% per year range. The interest rate for a car title loan can vary by state and lender. This type of loan is considered a high interest loan. Each lender will provide the interest rate information in their loan term agreements so you will have this information prior to signing the loan agreement.
You must have some source of reliable monthly income to qualify for a car title loan. The lender needs you to provide proof of a stable monthly income. The income can come from any source, whether you have a trust fund, or you receive alimony payments. The lender only needs proof that you’re able to repay the loan.
You can be retired and still qualify for a car title loan. The lender simply needs proof of a reliable monthly income.
You can receive the funds in as little as 15-30 minutes. On average, most lenders will transfer funds in 24-48 hours.
Yes. While you’re making payments, you will still be able to have 100% access to your vehicle.
Yes. Many lenders will offer this option. To learn more and to find out which lenders offer this option, contact us today.
In most cases, you will not need a bank account to qualify for a car title loan. The only exception is the state of Florida, which does require applicants to have an active bank account.
Your privacy is our top priority. We will never distribute or sell your private information to anyone. Only the lender we connect you with will have access to your information. We refuse to do business with lenders that will sell or distribute our client’s private information. We will only provide a lender with your information on the condition that your information will remain private.
Most lenders will use the condition of your vehicle’s body, the current mileage, make, model, and year, to provide an estimated value of your vehicle. They will also take into consideration any extra features your vehicle may possess, such as a stereo system, sunroof or leather interior.
You can apply for a duplicate title through the Secretary of State. You can visit your local DMV to determine what type of documents you will need to replace your title. You will also need to pay a small fee for a duplicate title. In some states, you can receive a new car title immediately, the same day. In other states, a duplicate title will be mailed to you.
If the car title is under your spouse’s name, then they will need to sign off on the loan documents. However, if the title is in the possession of anyone else other than your spouse, then you will not qualify for the loan.
In most cases, you will receive your car title back within five to ten business days after you have made your final loan repayment.
If you default on the loan, the lender can take your vehicle. However, open communication can also go a long way. A lender does not want to keep your vehicle. In fact, they can end up losing money if they do so. If you communicate with your lender that you are having trouble repaying your loan, many will be very open to working out a payment plan with you, in order to avoid repossessing your vehicle.
If you’re not sure if you qualify for a loan, contact us today at 888-204-0027. We’ll be happy to answer any questions you may have regarding loan eligibility, requirements, and lending options.

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Parkland Has To Be Strong As A Community

I am one of those people who tries my best to keep up with the news, but sometimes things slip through the cracks. With that said, there is no way that I will ever forget what happened in Parkland, Florida in 2018. There was a school shooting that rocked the entire nation and it sparked a lot of political debates about having teachers head to school armed. One of the main things that are messed up about this type of tragedy, besides the obvious, is the fact that it makes people think of your entire community in a different way. It is like you will no longer be able to walk around and tell people where you are from without it being associated with something bad. I think the best way to combat this issue would be for people to stick together and work to show others that they have a united front. I also think they should just go ahead and change the name of the city. This may seem a bit extreme, but I really think that this is the only way that anyone from there will be able to live peacefully without thinking of all that has happened.

 

Royal Car Title Loans 7679 N, FL-7, Parkland, FL 33073 (754) 399-1531